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Avoid Foreclosure



 

How to Avoid Foreclosure

As we all know with debt comes a responsibility on us to make sure the debt is paid back to the lender on time. If it's not, our credit rating is affected making it harder for us to buy things in the future. There are many reasons why a person might fall behind with their loan payments such as a loss of employment, medical expenses and other life-altering events.

Unlike credit cards (where it only hurts your credit rating,) not paying your home loan can result in the lender foreclosing and taking ownership of your home.

If you are falling behind, contact your lender as soon as possible. Lenders generally do not want to foreclose, and will usually work with you to get you back on track. Never ignore the lender's letters or phone calls. The problem will not go away and foreclosure will more than likely be the result. I would also recommend getting legal advice from somebody who is a specialist in the foreclosure and debt consolidation field who can properly assess your situation.

Another option would be to sell your home, pay the lender from the sale proceeds and have a fresh start. Should you decide to go this route, I have literally hundreds of buyers who would be willing to buy right now. If you require a quick sale and information on what your home would sell for please complete the form below...

   
First Name: 
Last Name: 
Email: 
Phone: 
Address: 
Postal/Zip Code: 
Year Built: 
Size: 
Bedrooms:     Bathrooms: 
Has Suite: 
Garage: 
  Type:     
Basement Type: 
Development:
Notes: 
Please describe any special features and recent upgrades.
For example: age of carpet & lino, type of kitchen cabinets, property backs park. List major renovations in recent years, etc.
* * Maximum of 1000 characters

When are you planning to move?
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* If your property is currently listed with a Real Estate Broker, please disregard this offer. It is not our intention to solicit the offerings of other Real Estate Brokers. We are happy to work with them and co-operate fully.


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 Macdonald Realty 1st Pioneer 22424 Fraser Highway, Langley, BC V3A 8N3 Bus: 604-551-6584 or 604-530-4111 Fax: 604-530-3707

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